First Bankers Trust Company, N.A. Payday Loans Review - Quincy, Illinois

Your personal information is safe with us

3.5 6 reviews

Organization owner?

3333 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-8050

www.firstbankers.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

8AM–2PM

Sunday

10AM–2PM

Monday

8:30AM–5PM

Domain Info

Feedback about First Bankers Trust Company, N.A.?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Quincy, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Quincy, Massachusetts is taken out easily and quickly. The interest rate is set depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

23% small loan cap

How will First Bankers Trust Company, N.A. help take out a payday loan in Quincy, Massachusetts?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Quincy, ma will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as APR.

Let's see