Mercantile Bank Payday Loans Review - Quincy, Illinois

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3.9 7 reviews

5211 Broadway St, Quincy, IL 62305, USA
+1 (217) 223-7300
www.mercantilebk.com
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
10AM–3PM
Monday
10AM–7PM
Testimonials

What people think about Mercantile Bank?

Below you read some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a certain company. But below you can read general information about payday loans.

Payday Loans in Quincy, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Quincy, Massachusetts. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

23% small loan cap

Advantages of Mercantile Bank that offers payday loans in Quincy, Massachusetts

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in Quincy, Illinois

Midland States Bank

815 S Main St, Princeton, IL 61356, USA

+1 (815) 875-2828

www.midlandsb.com

Banterra Bank

1310 W Main St, Carmi, IL 62821, USA

+1 (618) 382-7376

www.banterra.com

First Mid Bank & Trust Decatur East Eldorado

1501 E Eldorado St, Decatur, IL 62521, USA

+1 (217) 421-6515

www.firstmid.com

Farmers State Bank

555 S Commercial St, Harrisburg, IL 62946, USA

+1 (618) 252-2600

www.myfsb.com

South Holland Bank & Trust

200 W 162nd St, South Holland, IL 60473, USA

+1 (708) 210-9600

www.southhollandbank.com

Buckley State Bank

102 Railroad Ave, Buckley, IL 60918, USA

+1 (217) 394-2531

www.buckleystatebank.com

Carus Employee Credit Union

3151 5th St, Peru, IL 61354, USA

+1 (815) 481-3537

First Midwest Bank ATM

12600 S Harlem Ave, Palos Heights, IL 60463, USA

+1 (800) 322-3623

www.firstmidwest.com

Consumers Credit Union

4946 Grand Ave, Gurnee, IL 60031, USA

+1 (877) 275-2228

www.myconsumers.org