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What people think about Credit Union 1?
I really appreciate her service.
Adolf Durgan
Great rates and customer service.
Imelda Funk DDS
Jessica was the most helpful customer service representative I encountered.
Nedra Pacocha
I really appreciate her service.
Adolf Durgan
Great rates and customer service.
Imelda Funk DDS
Jessica was the most helpful customer service representative I encountered.
Nedra Pacocha
I really appreciate her service.
Adolf Durgan
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Below you can see general information about payday loans and their common aspects.
Payday Loans in Rantoul, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans may become an easy and fast solution to a short-term problem in Rantoul, Illinois. Loans from payday lenders can get you funds same day. Your APR will depend on several factors.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Credit Union 1 that offers payday loans in Rantoul, Illinois
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.
Other Payday Lenders in Rantoul, Illinois
Principal Financial Group
823 W Spresser St #1, Taylorville, IL 62568, USA
+1 (217) 824-3388
www.principal.com
Wintrust Commercial Banking
6885 Vistagreen Way, Rockford, IL 61107, USA
+1 (815) 639-9431
www.wintrust.com
Edward Jones - Financial Advisor: Robert D Barry
111 Main St Ste 1/2A, Roselle, IL 60172, USA
+1 (630) 980-4532
www.edwardjones.com
Sigel Community Bank
202 Main St, Sigel, IL 62462, USA
+1 (217) 844-2400
www.teutopolisstatebank.com
Edward Jones - Financial Advisor: Marilyn D Burrell, CRPC®
3556 Court St, Pekin, IL 61554, USA
+1 (309) 347-0038
www.edwardjones.com