First National Bank of Raymond Payday Loans Review - Raymond, Illinois

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5 reviews

403 E Broad St, Raymond, IL 62560, USA
+1 (217) 229-3701
www.fnbraymond.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Testimonials

What people think about First National Bank of Raymond?

Below you find some of the opinions of our clients.
Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Raymond, New Hampshire

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial troubles in Raymond , New Hampshire because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Advantages of First National Bank of Raymond that offers payday loans in Raymond, New Hampshire

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Raymond, nh accept borrowers with poor credit. You can apply for a bad credit payday loan online around the clock and if successful could have the funds in your account within the hour.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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