U.S. Bank Branch Payday Loans Review - Rolling Meadows, Illinois

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4 9 reviews

1301 Meijer Dr, Rolling Meadows, IL 60008, USA
+1 (847) 228-7244
locations.usbank.com
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Rolling Meadows, Illinois

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Rolling Meadows, Illinois is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will U.S. Bank Branch help issue a payday loan in Rolling Meadows, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Rolling Meadows, il will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

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