World Finance Payday Loans Review - Salem, Illinois

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5 6 reviews

Loan agency in Salem, Illinois

Organization owner?

103 Baldridge Ln Ste 901, Salem, IL 62881, USA

+1 (618) 548-1460

www.loansbyworld.com

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Domain Info

Mailing Address

108 FREDERICK ST

GREENVILLE

29607-2532

United States

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Testimonials

What people think about World Finance?

Below you see some of the opinions of our clients.

Note

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Salem, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Salem, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.

APR

25% small loan cap

Advantages of World Finance that offers payday loans in Salem, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see