Heartland Bank and Trust Company Payday Loans Review - Somonauk, Illinois

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5 2 reviews

128 S Depot St, Somonauk, IL 60552, USA
+1 (815) 498-2396
hbtbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois

United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Testimonials

What people think about Heartland Bank and Trust Company?

Below you find some of the opinions of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Somonauk, Illinois

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Somonauk, Illinois. The interest rate will be set individually for each applicant and will depend on the personal data the borrower filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Heartland Bank and Trust Company that offers payday loans in Somonauk, Illinois

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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