Speer Community Bank Payday Loans Review - Speer, Illinois

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5 3 reviews

Organization owner?

14 Main St, Speer, IL 61479, USA

+1 (309) 249-2141

www.hometownbanks.com

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Domain Info

Mailing Address

721 W JACKSON ST

MORTON

61550-1537

United States

Contact Data

dnsadmin@mortonbank.com

+1.3092665337

+1.231231234

Testimonials

What people think about Speer Community Bank?

Below you get acquainted with some of the opinions of our clients.

Note

Important

The previous three items describe a peculiar lender. But below you can read common data about payday loans.

Payday Loans in Speer, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial troubles in Speer , Illinois because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Speer Community Bank that offers payday loans in Speer, Illinois

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help individuals who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are certain that you can afford payments punctually.

To get approved for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see