Financial Partners Credit Union Payday Loans Review - Springfield, Illinois

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5 reviews

940 N MacArthur Blvd, Springfield, IL 62702, USA
+1 (217) 744-1456
www.fpcu.net
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2006-02-08

Mailing Address

940 North MacArthur Blvd

Springfield

Illinois

62702

United States

Company Name

Eric Paine

Financial Partners Credit Union

Contact Data

fpcu@fpcu.net

+001.7441456

Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Springfield, Massachusetts

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Springfield, Massachusetts are taken out easily. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

23% small loan cap

How will Financial Partners Credit Union help take out a payday loan in Springfield, Massachusetts?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Springfield, ma will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

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