United Community Bank Payday Loans Review - Springfield, Illinois

Your personal information is safe with us

4.3 6 reviews

Organization owner?

120 S, Chatham Rd, Springfield, IL 62704, USA

+1 (217) 787-1651

www.ucbbank.com

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Domain Info

What people think about United Community Bank?

Below you read some of the testimonials of our clients.

Note

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.

APR

23% small loan cap

Advantages of United Community Bank that offers payday loans in Springfield, Massachusetts

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Springfield, ma approve people with bad credit. You can request a bad credit payday loan on the net around the clock and if approved could have the funds in your account within several hours.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.

Let's see