Town and Country Bank Payday Loans Review - Springfield, Illinois

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3.6 7 reviews
Organization owner?
1925 S MacArthur Blvd #4031, Springfield, IL 62704, USA
+1 (217) 787-3100
www.townandcountrybank.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1998-05-13

Mailing Address

Illinois

United States

Company Name

Town & Country Bank

Town & Country Bank

Contact Data
Testimonials

Feedback about Town and Country Bank?

Here you read the feedback of our clients.

But Phyllis on the other is extremely rude to customers.

Keara Cruickshank

Both were a complete pleasure to work with.

Dr. Kurtis Cartwright

Every time I go to this bank location, I always have a great experience.

Mr. John Raynor I

But Phyllis on the other is extremely rude to customers.

Keara Cruickshank

Both were a complete pleasure to work with.

Dr. Kurtis Cartwright

Every time I go to this bank location, I always have a great experience.

Mr. John Raynor I

But Phyllis on the other is extremely rude to customers.

Keara Cruickshank

Note

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Springfield, Massachusetts

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Springfield, Massachusetts. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

23% small loan cap

How will Town and Country Bank help issue a loan in Springfield, Massachusetts?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Springfield, Massachusetts. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

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