U of I Community Credit Union - Illini Union Branch Payday Loans Review - Urbana, Illinois

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2.7 15 reviews

Organization owner?

1401 W Green St, Urbana, IL 61801, USA

+1 (217) 278-7700

www.uoficreditunion.org

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–3PM

Tuesday

8AM–3PM

Wednesday

8AM–3PM

Thursday

8AM–3PM

Friday

8AM–3PM

Domain Info

Feedback about U of I Community Credit Union - Illini Union Branch?

Here you see the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Urbana, Ohio

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Urbana, Ohio is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will U of I Community Credit Union - Illini Union Branch help take out a payday loan in Urbana, Ohio?

24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Urbana, Ohio. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will show the cost of the loan. It takes seconds to see the outcome.

Let's see