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What people think about Legence Bank?
Simple application. I only needed an ID and a bank account. Fast lending decision. The first time I was accepted for $300 only. Hope the limit will increase next time. Interest rate is affordable . Paid off the debt earlier than agreed. If required, the term can be also extended.
Jaida Miller
Was invited to a wedding but was broke at that time. A friend recommended me to address Legence Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was simple.
Dr. Naomi Gutmann
Simple application. I only needed an ID and a bank account. Fast lending decision. The first time I was accepted for $300 only. Hope the limit will increase next time. Interest rate is affordable . Paid off the debt earlier than agreed. If required, the term can be also extended.
Jaida Miller
Was invited to a wedding but was broke at that time. A friend recommended me to address Legence Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was simple.
Dr. Naomi Gutmann
Simple application. I only needed an ID and a bank account. Fast lending decision. The first time I was accepted for $300 only. Hope the limit will increase next time. Interest rate is affordable . Paid off the debt earlier than agreed. If required, the term can be also extended.
Jaida Miller
Was invited to a wedding but was broke at that time. A friend recommended me to address Legence Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was simple.
Dr. Naomi Gutmann
Pay Attention
The previous three items charactirize a peculiar lending service. But below you can find general information about payday loans.
Payday Loans in Vienna, Maine
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is hassle-free and speedy to get accepted for payday loans in Vienna, Maine. The APR will be set individually for each case and will depend on the personal details the borrower provided.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Legence Bank that offers payday loans in Vienna, Maine
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Vienna, Illinois
Libertyville Bank & Trust
1200 S Milwaukee Ave, Libertyville, IL 60048, USA
+1 (847) 367-6800
www.libertyvillebank.com
Fifth Third Bank & ATM
3307 Chicago Rd, South Chicago Heights, IL 60411, USA
+1 (708) 756-2815
locations.53.com
Prairie State Bank & Trust
101 S Clover St, Griggsville, IL 62340, USA
+1 (217) 236-4811
www.psbank.net
Edward Jones - Financial Advisor: Tad A Mayhall, CFP®|AAMS®
101 S Vine St Ste 1, Shelbyville, IL 62565, USA
+1 (217) 774-1342
www.edwardjones.com
TitleMax Title Loans
2301 S MacArthur Blvd, Springfield, IL 62704, USA
+1 (217) 726-6570
www.titlemax.com
Edward Jones - Financial Advisor: Timothy P Funderburk, AAMS®
126 S Main St, Eureka, IL 61530, USA
+1 (309) 467-9379
www.edwardjones.com