Merchants Credit Guide Payday Loans Review - West Frankfort, Illinois

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1 4 reviews
Loan agency in Franklin County, Illinois

1308 IL-37, West Frankfort, IL 62896, USA
+1 (618) 937-4665
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Testimonials

What people think about Merchants Credit Guide?

Below you get acquainted with some of the opinions of our customers.
Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in West Frankfort, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is hassle-free and fast to get approved for payday loans in West Frankfort, Illinois. The APR will be set specifically for each applicant and will depend on the personal data the client provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Merchants Credit Guide that offers payday loans in West Frankfort, Illinois

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can help people who have low credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can afford payments as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in West Frankfort, Illinois

First American Bank

395 W Higgins Rd, Hoffman Estates, IL 60195, USA

+1 (847) 586-2424

www.firstambank.com

PLS Loan Store

575 N McLean Blvd, Elgin, IL 60123, USA

+1 (847) 931-7490

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Midland States Bank

318 W College Ave, Greenville, IL 62246, USA

+1 (618) 664-2276

www.midlandsb.com

Wells Fargo Home Mortgage

121 W 1st St, Geneseo, IL 61254, USA

+1 (309) 945-4328

www.wellsfargo.com

Midland States Bank - Effingham Corporate Center

1201 Network Centre Dr, Effingham, IL 62401, USA

+1 (855) 696-4352

www.midlandsb.com

Hanmi Bank

6335 N Western Ave, Chicago, IL 60659, USA

+1 (773) 764-2900

locations.hanmi.com

Heartland Credit Union

720 S Grand Ave W, Springfield, IL 62704, USA

+1 (217) 726-8877

www.hcu.org

Hometown National Bank

260 Bucklin St, Lasalle, IL 61301, USA

+1 (815) 223-7300

www.myhtnb.com

Community State Bank

300 N Main St, Kewanee, IL 61443, USA

+1 (309) 853-8181

www.commstatebank.com