First Mid Bank & Trust Wood River Payday Loans Review - Wood River, Illinois

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4 9 reviews

Organization owner?

1046 E Madison Ave, Wood River, IL 62095, USA

+1 (618) 254-8445

www.firstmid.com

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

v265439b445@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First Mid Bank & Trust Wood River?

Below you read some of the reviews of our clients.

Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Wood River, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is trouble-free and speedy to get accepted for payday loans in Wood River, Illinois. The interest rate will be set specifically for each person and will depend on the personal details the person entered.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of First Mid Bank & Trust Wood River that offers payday loans in Wood River, Illinois

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval rates. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a cash advance if you are assured that you can make payments without delays.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

Let's see