Horizon Bank Payday Loans Review - Edinburgh, Indiana

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4.8 4 reviews

Organization owner?

100 W Main Cross St, Edinburgh, IN 46124, USA

+1 (812) 418-5230

www.horizonbank.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

46360-3329

United States

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

Feedback about Horizon Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Edinburgh, Indiana

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Edinburgh, in. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Horizon Bank help issue a payday loan in Edinburgh, Indiana?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

47%

Healthcare Bills

54%

Traveling

41%

Car Repair

14%

Clothes

20%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Edinburgh, in review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only resolve current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see