Lake City Bank Payday Loans Review - Elkhart, Indiana

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5 reviews

Organization owner?

22050 IN-120, Elkhart, IN 46516, USA

+1 (574) 522-2536

locations.lakecitybank.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

lakecitybank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Lake City Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Elkhart, Indiana

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Elkhart, in. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Lake City Bank help take out a loan in Elkhart, Indiana?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Elkhart, Indiana may help improve your credit history.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

Let's see