State Bank Payday Loans Review - Fort Wayne, Indiana

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3.7 3 reviews

Organization owner?

12832 Coldwater Rd #9516, Fort Wayne, IN 46845, USA

+1 (260) 637-2419

www.yourstatebank.com

Thursday

9AM–4:30PM

Friday
(Good Friday)

9AM–4:30PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

fk8a382e5yb@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about State Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Fort Wayne, Indiana

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Fort Wayne, Indiana are taken out easily. The interest rate is dependent on the borrower's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will State Bank help issue a loan in Fort Wayne, Indiana?

24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Fort Wayne, in will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as annual percentage rate.

Let's see