Beacon Credit Union Payday Loans Review - Huntington, Indiana

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5 5 reviews

136 Northpoint Ave, Huntington, IN 46750, USA
+1 (260) 359-9680
www.beaconcu.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

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Above-specified info offers the details about a exact lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Huntington, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Huntington, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Beacon Credit Union help take out a loan in Huntington, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Huntington, New York. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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