First Merchants Bank Payday Loans Review - Lafayette, Indiana

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4.6 5 reviews

3901 South St, Lafayette, IN 47905, USA
+1 (765) 423-7167
www.firstmerchants.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

firstmerchants.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about First Merchants Bank?

Here you read the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Lafayette, New Jersey

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Lafayette, New Jersey are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

30% usury cap

How will First Merchants Bank help take out a loan in Lafayette, New Jersey?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Lafayette, New Jersey. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

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