Centier Bank Payday Loans Review - Mishawaka, Indiana

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5 7 reviews

Organization owner?

255 E Day Rd, Mishawaka, IN 46545, USA

+1 (574) 255-1536

www.centier.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

centier.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Centier Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Mishawaka, Indiana

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Mishawaka, Indiana is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Centier Bank help issue a payday loan in Mishawaka, Indiana?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Mishawaka, in will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see