Wayne Bank Payday Loans Review - Richmond, Indiana

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4.1 12 reviews

Organization owner?

500 S A St, Richmond, IN 47374, USA

+1 (765) 935-5222

www.waynebankonline.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

pd2tn2fn7wv@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Wayne Bank?

Below you find some of the reviews of our clients.

Note

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Richmond, Massachusetts. The interest rate will be set individually for each person and will depend on the personal details the person provided.

APR

23% small loan cap

Advantages of Wayne Bank that offers payday loans in Richmond, Massachusetts

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.

Let's see