Spencer County Bank Payday Loans Review - Santa Claus, Indiana

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4.8 5 reviews

55 North Louis J Koch Blvd, Santa Claus, IN 47579, USA
+1 (812) 937-4433
www.spencercountybank.com
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–1:30PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1997-02-20

Mailing Address

PO BOX 159

SANTA CLAUS

IN

47579-0159

United States

Company Name

Spencer County Bank

Spencer County Bank

Contact Data

skendall@spencercountybank.com

+1.8129374433

+1.9999999999

Testimonials

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Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Santa Claus, Indiana

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to issue loans in Santa Claus, Indiana. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Spencer County Bank help issue a loan in Santa Claus, Indiana?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Santa Claus, in will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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