Civista Bank Payday Loans Review - Versailles, Indiana

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2.5 4 reviews

Organization owner?

111 US-50, Versailles, IN 47042, USA

+1 (812) 537-4822

www.civista.bank

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

Feedback about Civista Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Versailles, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Versailles, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Civista Bank help issue a loan in Versailles, New York?

24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Versailles, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

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