Horizon Bank Payday Loans Review - Warsaw, Indiana

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1 reviews

Organization owner?

2102 E Center St, Warsaw, IN 46580, USA

+1 (574) 269-4077

www.horizonbank.com

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Domain Info

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

46360-3329

United States

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

Feedback about Horizon Bank?

Here you read the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Warsaw, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Warsaw, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Horizon Bank help issue a loan in Warsaw, New York?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the application. Cash advance in Warsaw, New York may help level up your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see