1st Source Bank Payday Loans Review - Winamac, Indiana

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4 4 reviews

100 W Main St, Winamac, IN 46996, USA
+1 (574) 946-7331
www.1stsource.com
Friday
8:30AM–5PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Testimonials

What people think about 1st Source Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Winamac, Indiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Winamac, Indiana. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of 1st Source Bank that offers payday loans in Winamac, Indiana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments without delays.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

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