Lake City Bank Payday Loans Review - Winona Lake, Indiana

Your personal information is safe with us
3.8 5 reviews

99 Chestnut Ave, Winona Lake, IN 46590, USA
+1 (574) 267-9150
locations.lakecitybank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-02-25

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

lakecitybank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Lake City Bank?

Below you read some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Winona Lake, Indiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is hassle-free and fast to get approved for payday loans in Winona Lake, Indiana. The APR will be set individually for each consumer and will depend on the personal details the borrower provided.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of Lake City Bank that offers payday loans in Winona Lake, Indiana

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save consumers who have low credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a payday loan if you are confident that you can make payments in good time.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Winona Lake, Indiana

Edward Jones - Financial Advisor: Scott D Gambrel

1318 Mill St, Crawfordsville, IN 47933, USA

+1 (765) 362-3000

www.edwardjones.com

KeyBank

2801 Cassopolis St, Elkhart, IN 46514, USA

+1 (574) 264-4525

www.key.com

1st Source Bank

109 N Main St, North Liberty, IN 46554, USA

+1 (574) 656-8131

www.1stsource.com

First Harrison Bank

7735 IN-62, Charlestown, IN 47111, USA

+1 (812) 282-4303

www.firstharrison.com

Walmart Money Center

757 W Wolfe St, Sullivan, IN 47882, USA

+1 (812) 268-3381

firstchoicepaydayloans.com

World Finance

6502 Grape Rd Suite 820, Mishawaka, IN 46545, USA

+1 (574) 999-3796

www.loansbyworld.com

Advance America

698 W Eads Pkwy, Lawrenceburg, IN 47025, USA

+1 (812) 537-4251

www.advanceamerica.net

Walmart Money Center

5555 US-41, Terre Haute, IN 47802, USA

+1 (812) 299-4677

www.walmart.com

Check Into Cash

824 Lima Rd, Kendallville, IN 46755, USA

+1 (260) 599-0529

local.checkintocash.com