Farmers State Bank Payday Loans Review - Algona, Iowa

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501 E State St, Algona, IA 50511, USA
+1 (515) 295-7221
www.fsbiowa.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

2001-01-10

Mailing Address

Iowa

United States

Company Name

VGM Forbin

VGM Forbin

Testimonials

Feedback about Farmers State Bank?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Algona, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Algona, Iowa is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Farmers State Bank help take out a payday loan in Algona, Iowa?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Algona, ia consider this circumstance not an obstacle to issue a loan. The customer of a cash advance should be ready to objectively estimate financial solvency, issue a loan, repay the debt on time and not only resolve current issues, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a definite cost of the loan.

Let's see

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Walmart Money Center

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Iowa State Bank

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Citizens Savings Bank

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+1 (563) 562-3674

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U.S. Bank-Rita Hilbert-Mortgage Loan Officer

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+1 (515) 964-8804

mortgage.usbank.com

Hometown Cash Advance

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+1 (563) 323-2274

Walmart Money Center

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+1 (641) 782-6954

www.walmart.com

Community Bank & Trust

312 W 1st St, Cedar Falls, IA 50613, USA

+1 (319) 273-8917

www.communitybt.bank