U.S. Bank Branch Payday Loans Review - Ames, Iowa

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3.7 21 reviews

2546 Lincoln Way, Ames, IA 50014, USA
+1 (515) 292-2638
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above-defined info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Ames, Iowa

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Ames, Iowa is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Ames, Iowa?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Ames, ia consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only resolve current problems, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Ames, Iowa

Bank of the West

712 Durant St, Harlan, IA 51537, USA

+1 (712) 755-2188

www.bankofthewest.com

South Ottumwa Savings Bank

320 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-7541

www.sosb-ia.com

Iowa Heartland Credit Union

1602 S Monroe Ave, Mason City, IA 50401, USA

+1 (641) 424-5391

iowaheartland.org

Farmers Savings Bank

130 W Mission St, Strawberry Point, IA 52076, USA

+1 (563) 933-2525

www.farmerssavingsbank.com

VisionBank

1704 S Marshall St, Boone, IA 50036, USA

+1 (515) 433-4499

www.visionbankiowa.com

Heartland Bank

1201 Market St, Gowrie, IA 50543, USA

+1 (515) 352-3181

www.heartlandbanks.bank

Exchange State Bank

104 Main St, Collins, IA 50055, USA

+1 (641) 385-2304

www.esb1.com

Edward Jones - Financial Advisor: Bobbie Holliday

100 E 2nd St, Muscatine, IA 52761, USA

+1 (563) 263-2556

www.edwardjones.com

U.S. Bank ATM

112 W 2nd St S, Newton, IA 50208, USA

+1 (800) 872-2657

usbank.com