U.S. Bank ATM - Ames Payday Loans Review - Ames, Iowa

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4 2 reviews

405 Main St, Ames, IA 50010, USA
+1 (800) 872-2657
usbank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank ATM - Ames?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Ames, Iowa

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Ames, Iowa is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank ATM - Ames help issue a payday loan in Ames, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Ames, ia will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Ames, Iowa

Bankers Trust

3905 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 245-2440

www.bankerstrust.com

Edward Jones - Financial Advisor: Mark W Sindlinger, AAMS®

218 N Main St, Charles City, IA 50616, USA

+1 (641) 228-6210

www.edwardjones.com

Peoples Savings Bank

328 Main St, Elma, IA 50628, USA

+1 (641) 393-2301

Walmart Money Center

1798 Old Stage Rd, Decorah, IA 52101, USA

+1 (563) 382-8456

www.walmart.com

Iowa State Bank

627 2nd Ave, Sheldon, IA 51201, USA

+1 (712) 324-8370

iowastatebank.net

Chelsea Savings Bank

100 N Main St, Traer, IA 50675, USA

+1 (319) 478-8200

www.chelseasavingsbank.com

ATM (Regions Bank)

412 Mulberry St, Waterloo, IA 50703, USA

+1 (800) 734-4667

www.regions.com

Dana Uhlenhopp: Lincoln Savings Bank

402 N Main St, Allison, IA 50602, USA

+1 (319) 267-2742

www.mylsb.com

U.S. Bank Branch

1005 Main St, Rock Valley, IA 51247, USA

+1 (712) 476-5231

locations.usbank.com