Collins Community Credit Union Payday Loans Review - Cedar Falls, Iowa

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4.1 8 reviews

5908 Winterberry Dr, Cedar Falls, IA 50613, USA
+1 (800) 475-1150
www.collinscu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Testimonials

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Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Cedar Falls, North Carolina

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Cedar Falls, North Carolina is taken out easily and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

36% APR small loan cap

How will Collins Community Credit Union help take out a payday loan in Cedar Falls, North Carolina?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Cedar Falls, nc review this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively assess financial solvency, issue a loan, repay the debt on time and not only cope with current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Cedar Falls, Iowa

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Principal Financial Group

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Walmart Money Center

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United Bank of Iowa

101 N Lewis Ave, Cleghorn, IA 51014, USA

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Walmart Money Center

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First Citizens Bank

2601 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-1600

www.myfcb.bank

ATM (Regions Bank)

224 W Ridgeway Ave, Waterloo, IA 50702, USA

+1 (800) 734-4667

www.regions.com

Ag Resource Management

909 W 16th St, Pella, IA 50219, USA

+1 (641) 569-8211

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Cnac

125 S Roosevelt Ave, Burlington, IA 52601, USA

+1 (319) 754-4469