Collins Community Credit Union Payday Loans Review - Cedar Falls, Iowa

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4.1 8 reviews

Organization owner?

5908 Winterberry Dr, Cedar Falls, IA 50613, USA

+1 (800) 475-1150

www.collinscu.org

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Domain Info

Feedback about Collins Community Credit Union?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Cedar Falls, North Carolina

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Cedar Falls, North Carolina is taken out easily and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

36% APR small loan cap

How will Collins Community Credit Union help take out a payday loan in Cedar Falls, North Carolina?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Cedar Falls, nc review this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively assess financial solvency, issue a loan, repay the debt on time and not only cope with current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see