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What people think about Advance America?
Fast friendly service, Correan and Lydia were a blast to work with.
Prof. Lonzo Ankunding
Staff there was so nice and comforting.
Jolie Haag
Great experience service was fast and easy.
Sibyl Koepp
Great selection and outstanding service every time I stop in!
Prof. Isaiah Koss MD
Manager blamed the low offer on their computers pricing system.
Prof. Torrance Kautzer II
Good business there no problem at all I love bring stuff there and they fair
Peggie Schuster
Important
Now you can review general aspects of payday loans.
Payday Loans in Cedar Rapids, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Cedar Rapids, Iowa is are easy to get. The APR is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Advance America that offers payday loans in Cedar Rapids, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help individuals who have low credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are confident that you can afford payments without delays.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in Cedar Rapids, Iowa
Community Savings Bank
1295 Blairs Ferry Rd, Marion, IA 52302, USA
+1 (319) 447-2551
www.csbiowa.com
Iowa Bankers Association
8800 NW 62nd Ave, Johnston, IA 50131, USA
+1 (515) 286-4300
www.iowabankers.com
The State Bank
1902 Hill Ave, Spirit Lake, IA 51360, USA
+1 (712) 336-2455
www.statebankspiritlake.com
