Dupaco Community Credit Union Payday Loans Review - Cedar Rapids, Iowa

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4.4 29 reviews

110 35th St Dr SE, Cedar Rapids, IA 52403, USA
+1 (800) 373-7600
www.dupaco.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

Feedback about Dupaco Community Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue loans in Cedar Rapids, Iowa. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Dupaco Community Credit Union help take out a loan in Cedar Rapids, Iowa?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

Bank of the West

901 Grand Ave, Des Moines, IA 50309, USA

+1 (515) 288-1597

www.bankofthewest.com

Grinnell State Bank

1101 Court Ave, Marengo, IA 52301, USA

+1 (319) 642-5511

www.grinnell.bank

Collins Community Credit Union

3160 Wiley Blvd SW, Cedar Rapids, IA 52404, USA

+1 (800) 475-1150

www.collinscu.org

Check Into Cash

2744 University Ave, Waterloo, IA 50701, USA

+1 (319) 236-3760

local.checkintocash.com

United Bank of Iowa

301 N Main St, Odebolt, IA 51458, USA

+1 (712) 668-4877

www.unitedbk.bank

Edward Jones - Financial Advisor: Jennifer Main, CFP®|ChFC®|CLU®

111 High Ave E, Oskaloosa, IA 52577, USA

+1 (641) 673-7930

www.edwardjones.com

Walmart Money Center

300 Iowa Speedway Dr, Newton, IA 50208, USA

+1 (641) 791-5322

www.walmart.com

Community Bank

601 Iowa Ave, Dunlap, IA 51529, USA

+1 (712) 643-5442

www.communitybankiowa.com

U.S. Bank Branch

580 W Cherry St, North Liberty, IA 52317, USA

+1 (319) 626-4000

locations.usbank.com