Cedar Rapids Bank & Trust Payday Loans Review - Cedar Rapids, Iowa

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3.6 25 reviews

500 1st Ave NE, Cedar Rapids, IA 52401, USA
+1 (319) 862-2728
www.crbt.bank
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

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Above-shown info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to take out loans in Cedar Rapids, Iowa. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cedar Rapids Bank & Trust help take out a loan in Cedar Rapids, Iowa?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Cedar Rapids, ia consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only handle current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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Clear Lake Bank & Trust

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Great Western Bank

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Financial Architects, Inc.

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Community 1st Credit Union

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Iowa State Savings Bank

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United Bank of Iowa

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City State Bank Insurance

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www.citystatebank.com