Principal Financial Group Payday Loans Review - Cedar Rapids, Iowa

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3.7 3 reviews

200 2nd Ave SE, Cedar Rapids, IA 52401, USA
+1 (319) 362-2149
www.principal.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1995-01-09

Mailing Address

711 HIGH ST

DES MOINES

IA

50392-0001

United States

Company Name

Principal Financial Services, Inc.

Principal Financial Services, Inc.

Contact Data

[email protected]

+1.5152483289

+1.9999999999

Testimonials

What people think about Principal Financial Group?

Below you find some of the opinions of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Cedar Rapids, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is trouble-free and fast to get approved for payday loans in Cedar Rapids, Iowa. The APR will be set individually for each consumer and will depend on the personal details the client provided.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Principal Financial Group that offers payday loans in Cedar Rapids, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can afford payments as agreed in the contract.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

Let's see

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