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Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Graciela Eichmann
I want to express my deep gratitude to United Iowa Financial for believing my case. I had some issues with a credit score, but this company helped me out and issued a loan.
Bonnie Cummerata IV
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Graciela Eichmann
I want to express my deep gratitude to United Iowa Financial for believing my case. I had some issues with a credit score, but this company helped me out and issued a loan.
Bonnie Cummerata IV
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Graciela Eichmann
I want to express my deep gratitude to United Iowa Financial for believing my case. I had some issues with a credit score, but this company helped me out and issued a loan.
Bonnie Cummerata IV
Pay Attention
Above-defined info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.
Payday Loans in Cedar Rapids, Iowa
Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Hassle-free financial products are considered as payday loans in Cedar Rapids, ia. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.
337% *
$500
Not Specified
31 days
How will United Iowa Financial help take out a payday loan in Cedar Rapids, Iowa?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to review the application. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
Then you should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
Payday loans for bad credit
One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Cedar Rapids, ia will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.
Other Payday Lenders in Cedar Rapids, Iowa
DuTrac Community Credit Union
2045 Holliday Dr, Dubuque, IA 52002, USA
+1 (563) 582-1331
www.dutrac.org
Northwestern Mutual Financial: Meehan James
2475A Coral Ct, Coralville, IA 52241, USA
+1 (319) 351-5075
www.northwesternmutual.com
Iowa Trust & Savings Bank
2101 10th St, Emmetsburg, IA 50536, USA
+1 (712) 852-3451
www.iowatrustbank.com
Fidelity Bank & Trust
110 1st St N # 2W, Worthington, IA 52078, USA
+1 (563) 855-2415
www.bankfidelity.com
Advance America
3653 1st Ave SE #9, Cedar Rapids, IA 52403, USA
+1 (319) 362-3380
www.advanceamerica.net
