Check `n Go Payday Loans Review - Cedar Rapids, Iowa

Your personal information is safe with us
4.7 100 reviews
Loan agency in Cedar Rapids, Iowa

124 Collins Rd NE Ste E, Cedar Rapids, IA 52402, USA
7 years in business
+1 (319) 373-8300
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

What people think about Check `n Go?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Cedar Rapids, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Cedar Rapids, Iowa is are easy to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Check `n Go that offers payday loans in Cedar Rapids, Iowa

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments punctually.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

Check Into Cash

2040 Edgewood Rd SW #100, Cedar Rapids, IA 52404, USA

+1 (319) 396-6027

local.checkintocash.com

Check Into Cash

3424 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 322-3314

Decorah Bank & Trust Co

202 E Water St, Decorah, IA 52101, USA

+1 (563) 382-9661

www.decorahbank.com

Edward Jones - Financial Advisor: Mark Robinson

1713 Boyson Rd, Hiawatha, IA 52233, USA

+1 (319) 393-9200

www.edwardjones.com

Citizens First Bank

1442 Lincoln Way, Clinton, IA 52732, USA

+1 (563) 243-6000

www.gocfb.bank

Citizens State Bank

7352 Columbus St, New Vienna, IA 52065, USA

+1 (563) 921-2455

Principal Financial Group

200 2nd Ave SE, Cedar Rapids, IA 52401, USA

+1 (319) 362-2149

www.principal.com

First State Bank

548 Main St, Jewell, IA 50130, USA

+1 (515) 827-6120

www.fsbwc.com

Iowa Falls State Bank

601 Washington Ave, Iowa Falls, IA 50126, USA

+1 (641) 648-5171

www.ifsbank.com