Luana Savings Bank Payday Loans Review - Clive, Iowa

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4.3 13 reviews

16390 Holcomb Ct, Clive, IA 50325, USA
+1 (515) 987-2116
luanasavingsbank.com
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM

Domain Info

Created Date

2001-05-17

Mailing Address

100 Harvest Dr.

Luana

IA

52156

United States

Company Name

Grant Langhus

Luana Savings Bank

Contact Data

Non-Public Data

Testimonials

Feedback about Luana Savings Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Clive, Iowa

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Clive, Iowa is issued easily and fast. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Luana Savings Bank help issue a payday loan in Clive, Iowa?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Clive, ia will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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