U.S. Bank Branch Payday Loans Review - Davenport, Iowa

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3.1 9 reviews

Organization owner?

201 W 2nd St, Davenport, IA 52801, USA

+1 (563) 328-3100

locations.usbank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

What people think about U.S. Bank Branch?

Below you read some of the opinions of our clients.

Note

Pay Attention

The previous three items describe a certain company. But below you can read general data about payday loans.

Payday Loans in Davenport, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your temporary financial issues in Davenport , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Advantages of U.S. Bank Branch that offers payday loans in Davenport, New York

24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

37%

Treatment

26%

Vacation

21%

Clothes

16%

Home improvement

16%

Debt Consolidation

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get accepted for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

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