Advance America Payday Loans Review - Davenport, Iowa

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5 32 reviews

Loan agency in Davenport, Iowa

Organization owner?

2720 Locust St Unit B-6, Davenport, IA 52804, USA

+1 (563) 386-9505

www.advanceamerica.net

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

9AM–6PM

Domain Info

What people think about Advance America?

Below you find some of the testimonials of our clients.

Note

Important

The above-given information provides the details about a specific company. The information below is about common information about payday loans.

Payday Loans in Davenport, New York

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Davenport, New York is are easy to get. The APR is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Advance America that offers payday loans in Davenport, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a cash advance if you are convinced that you can make payments on time.

To get approved for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see