Central Bank Payday Loans Review - Des Moines, Iowa

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3.7 3 reviews

3624 6th Ave, Des Moines, IA 50313, USA
+1 (515) 331-7205
www.centralbankonline.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa

United States

Company Name

Commercial Financial

Commercial Financial

Testimonials

Feedback about Central Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Des Moines, Iowa

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Des Moines, Iowa is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Central Bank help issue a payday loan in Des Moines, Iowa?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Des Moines, Iowa

Maquoketa State Bank

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+1 (563) 672-3575

www.maquoketasb.bank

Hills Bank

1009 2nd St, Coralville, IA 52241, USA

+1 (319) 351-8000

www.hillsbank.com

Great Western Bank

11 N 1st Ave, Marshalltown, IA 50158, USA

+1 (641) 754-5505

www.greatwesternbank.com

Top Flite Financial, Inc.

812 Ashworth Rd, West Des Moines, IA 50265, USA

+1 (515) 242-7070

www.topflitefinancial.com

Bank Iowa - Oskaloosa

1710 3rd Ave E, Oskaloosa, IA 52577, USA

+1 (641) 673-7400

www.bankiowa.bank

Principal Financial Group

801 Grand Ave, Des Moines, IA 50309, USA

+1 (515) 608-5361

www.principal.com

Great Western Bank

120 S 68th St, West Des Moines, IA 50266, USA

+1 (515) 226-0800

www.greatwesternbank.com

MidWestOne Bank

9350 University Ave Suite 138, West Des Moines, IA 50266, USA

+1 (515) 283-3750

www.midwestone.bank

Advance America

115 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 963-9366

www.advanceamerica.net