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What people think about Community State Bank?
The process was as easy as possible, quick. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.
Casimir Braun
I have already used this company 3 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my area.
Miss Abbigail Jakubowski DVM
I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!
Fletcher Lakin
The process was as easy as possible, quick. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.
Casimir Braun
I have already used this company 3 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my area.
Miss Abbigail Jakubowski DVM
I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!
Fletcher Lakin
The process was as easy as possible, quick. No collateral needed. Thank you so much. Love their online customer support. No issues. Would use again.
Casimir Braun
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Now you can read general aspects of payday loans.
Payday Loans in Des Moines, Iowa
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the right solution to your short-term financial troubles in Des Moines , Iowa because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.
337% *
$500
Not Specified
31 days
Advantages of Community State Bank that offers payday loans in Des Moines, Iowa
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Des Moines, Iowa
Edward Jones - Financial Advisor: Grant P McGraw, AAMS®
115 N Buxton St, Indianola, IA 50125, USA
+1 (515) 962-2704
www.edwardjones.com
Bank of the West
5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA
+1 (319) 393-8693
www.bankofthewest.com
Edward Jones - Financial Advisor: Karin Holder, AAMS®
1223 E Buchanan St, Winterset, IA 50273, USA
+1 (515) 462-4426
www.edwardjones.com
Advance America
3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA
+1 (319) 390-5800
www.advanceamerica.net
First Security Bank
401 Main St, Mapleton, IA 51034, USA
+1 (712) 881-1131
www.firstsecuritybanks.com