Dubuque Bank and Trust Payday Loans Review - Dubuque, Iowa

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3.3 4 reviews

2196 Holliday Dr, Dubuque, IA 52002, USA
+1 (563) 587-3900
www.dubuquebank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-05-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

f63sc9vr4ez@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Dubuque Bank and Trust?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above-shown info offers the details about a certain lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Dubuque, Iowa

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Dubuque, Iowa is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Dubuque Bank and Trust help take out a payday loan in Dubuque, Iowa?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Dubuque, Iowa. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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