South Ottumwa Savings Bank Payday Loans Review - Hedrick, Iowa

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2.5 2 reviews

101 Main St, Hedrick, IA 52563, USA
+1 (641) 653-4422
www.sosb-ia.com
Friday
8AM–5PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM

Domain Info

Created Date

1998-11-25

Mailing Address

KY

United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Testimonials

Feedback about South Ottumwa Savings Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Hedrick, Iowa

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to issue loans in Hedrick, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will South Ottumwa Savings Bank help issue a payday loan in Hedrick, Iowa?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial solvency to approve the form. Payday loans in Hedrick, Iowa may help level up your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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