American State Bank Payday Loans Review - Hospers, Iowa

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2.3 4 reviews

Organization owner?

203 Main St, Hospers, IA 51238, USA

+1 (712) 752-8111

myasb.com

Friday

9AM–3PM

Saturday

Closed

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Domain Info

Feedback about American State Bank?

Here you get acquainted with the reviews of our clients.

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Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Hospers, Iowa

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Hospers, Iowa is issued simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will American State Bank help issue a payday loan in Hospers, Iowa?

24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Hospers, ia review this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on a due date and not only handle current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see