Bank of the West Payday Loans Review - Johnston, Iowa

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2.9 7 reviews

5721 Merle Hay Rd Ste 10, Johnston, IA 50131, USA
+1 (515) 657-6105
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

What people think about Bank of the West?

Below you find some of the reviews of our customers.
Note

Important

The previous three items charactirize a peculiar company. But below you can find general details about payday loans.

Payday Loans in Johnston, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Johnston, Rhode Island. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Bank of the West that offers payday loans in Johnston, Rhode Island

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Johnston, ri approve consumers with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within the hour.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Johnston, Iowa

Two Rivers Bank & Trust

222 N Main St, Burlington, IA 52601, USA

+1 (319) 753-9100

www.tworiversbank.com

Peoples Credit Union

310 1st St, Webster City, IA 50595, USA

+1 (515) 832-6346

www.peoples-credit-union.com

Vibrant Credit Union

3230 Ridge Pointe, Bettendorf, IA 52722, USA

+1 (800) 323-5109

vibrantcreditunion.org

Security State Bank

207 Isabella St, Radcliffe, IA 50230, USA

+1 (515) 899-2121

www.ssbonline.biz

U.S. Bank Branch

6307 University Ave, Cedar Falls, IA 50613, USA

+1 (319) 266-3989

locations.usbank.com

U.S. Bank ATM

3120 Middle Rd, Bettendorf, IA 52722, USA

+1 (800) 872-2657

usbank.com

Bank of the West

800 22nd Ave, Coralville, IA 52241, USA

+1 (319) 354-6960

www.bankofthewest.com

MidWestOne Bank

500 Oskaloosa St, Pella, IA 50219, USA

+1 (800) 247-4418

www.midwestone.bank

Greater Iowa Credit Union Operations Center

1509 Baltimore Dr, Ames, IA 50010, USA

+1 (800) 296-9064

www.gicu.org