Check It Out Payday Loans Review - Ottumwa, Iowa

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5 10 reviews
Loan agency in Ottumwa, Iowa

711 Church St, Ottumwa, IA 52501, USA
+1 (641) 954-9000
checkitoutia.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2019-02-26

Mailing Address

915 East Lincoln Hwy

DeKalb

Illinois

60115

United States

Company Name

Optima 5 Amp

Contact Data

optdomain5@ampcorporate.com

+1.8157562840

Testimonials

What people think about Check It Out?

Below you read some of the testimonials of our customers.
Note

Pay Attention

The previous three items charactirize a definite lender. But below you can find general information about payday loans.

Payday Loans in Ottumwa, Iowa

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your short-term financial troubles in Ottumwa , Iowa because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Check It Out that offers payday loans in Ottumwa, Iowa

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Ottumwa, Iowa

Great Western Bank

655 Community Dr, North Liberty, IA 52317, USA

+1 (319) 471-4570

www.greatwesternbank.com

Iowa State Bank

627 E Locust St, Des Moines, IA 50309, USA

+1 (515) 288-0111

www.iowastatebanks.com

Farm Credit Services of America

203 W Merle Hibbs Blvd, Marshalltown, IA 50158, USA

+1 (641) 753-3393

www.fcsamerica.com

Check Into Cash

200 Army Post Rd #50, Des Moines, IA 50315, USA

+1 (515) 287-9980

local.checkintocash.com

RACOM Community Credit Union

1161 16th Ave SE, Dyersville, IA 52040, USA

+1 (563) 875-7604

World Trend Financial

221 3rd Ave SE Suite 215, Cedar Rapids, IA 52401, USA

+1 (319) 364-3041

www.worldtrendfps.com

Liberty Bank

4018 University Ave, Des Moines, IA 50311, USA

+1 (515) 279-8090

www.centralbankonline.com

Edward Jones - Financial Advisor: Larry M Kelch

1233 Ave H, Fort Madison, IA 52627, USA

+1 (319) 372-8001

www.edwardjones.com

Cedar Falls Community Credit

123 W 4th St, Cedar Falls, IA 50613, USA

+1 (319) 266-7531

www.cfccu.org