Community 1st Credit Union Payday Loans Review - Ottumwa, Iowa

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4.3 8 reviews

739 E Pennsylvania Ave, Ottumwa, IA 52501, USA
+1 (641) 683-6752
www.c1stcreditunion.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE

OTTUMWA

IA

52501-4227

United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Testimonials

What people think about Community 1st Credit Union?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial issues in Ottumwa , Iowa because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Community 1st Credit Union that offers payday loans in Ottumwa, Iowa

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Ottumwa, ia accept people with bad credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the money in your account within several hours.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

Let's see

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