U.S. Bank Branch Payday Loans Review - Ottumwa, Iowa

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2.6 8 reviews

Organization owner?

123 3rd St W, Ottumwa, IA 52501, USA

+1 (641) 683-1641

locations.usbank.com

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

8AM–6PM

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Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ottumwa, Iowa

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Ottumwa, Iowa are taken out easily. The interest percentage is conditional on the customer's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in Ottumwa, Iowa?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Ottumwa, Iowa. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will define the cost of the payday loan. It takes seconds to see the result.

Let's see