South Ottumwa Savings Bank Payday Loans Review - Ottumwa, Iowa

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Organization owner?
2525 N Court St, Ottumwa, IA 52501, USA
+1 (641) 682-7541
www.sosb-ia.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1998-11-25

Mailing Address

KY

United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data
Testimonials

Feedback about South Ottumwa Savings Bank?

Here you see the feedback of our clients.

I apply quite often. I am pleased with the terms. There is online round the clock service.

Cassandre Dickens

Thanks to South Ottumwa Savings Bank for helping out when money is emergenctly required. I have been applying to this company for over one year and everything is always honest, without hidden commissions.

Khalid Mohr

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Henderson Gulgowski

Not the first time I use South Ottumwa Savings Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Heber Dooley

Note

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Ottumwa, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Ottumwa, Iowa are taken out hassle-free. The interest rate is dependent on the client's personal data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will South Ottumwa Savings Bank help take out a loan in Ottumwa, Iowa?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Ottumwa, Iowa. They assess many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Ottumwa, Iowa

Two Rivers Bank & Trust

3292 Ridgeway Dr suite a, Coralville, IA 52241, USA

+1 (319) 358-3520

www.tworivers.bank

Edward Jones - Financial Advisor: Ryan T Burras

207 E Water St, Decorah, IA 52101, USA

+1 (563) 382-1700

www.edwardjones.com

Bankers Trust

655 E Army Post Rd, Des Moines, IA 50315, USA

+1 (515) 245-2977

www.bankerstrust.com

Two Rivers Bank & Trust

320 Concert St, Keokuk, IA 52632, USA

+1 (319) 524-6921

tworivers.bank

ACE Cash Express

3030 W Broadway Suite #4, Council Bluffs, IA 51501, USA

+1 (712) 323-1852

www.acecashexpress.com

Edward Jones - Financial Advisor: David L Uehling

715 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-2100

www.edwardjones.com

Bank of the West

5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA

+1 (319) 393-8693

www.bankofthewest.com

DuTrac Community Credit Union

18181 Peru Rd, Dubuque, IA 52001, USA

+1 (563) 582-1331

www.dutrac.org

Meridian Payment Systems

1405 Fairway Dr, Marshalltown, IA 50158, USA

+1 (641) 753-8570